Buying and owning a home in Ferrol
The average appraisal is 1.133,3 €/m², which is cheap by Spanish standards. Ferrol is large enough for several distinct sub-markets to exist inside one A Coruña municipality. Roughly a third of dwellings, 31,46 %, are not a main residence.
What the deed itself costs
Galicia applies 8 %, at the heavier end of the ordinary range. The transfer tax set by Galicia is the one closing cost in Ferrol that nobody can negotiate.
| Purchase price | Transfer tax |
|---|---|
| 200.000 € | 16.000 € |
| 350.000 € | 28.000 € |
| 600.000 € | 48.000 € |
The three prices are round illustrative figures chosen to bracket the ordinary range, not measurements of this market.
The reduced rates, stamp duty and the deed checklist for Galicia
A sense of scale
Compared with the rest of A Coruña in this guide, it sits second highest on share of the urban register that is housing.
Over the whole guide, the tax rate on construction work recorded here falls within the third-cheapest twentieth.
Of the A Coruña municipalities covered here, this one comes third highest on total dwelling stock.
Nationally, that count of registered residential units falls in the top quarter.
On number of notarised home sales it is the second highest of the A Coruña municipalities this guide covers.
The comparison that matters
Put beside the rest of the country, its appraised value per square metre belongs to the third-cheapest twentieth.
Among the A Coruña towns and cities covered here, it records the third highest number of urban cadastral units.
Taking every municipality covered here together, the population is in the thirteenth twentieth from the bottom.
Judged only against A Coruña, the average cadastral value per home here is the second lowest in the guide.
On a national view, its average cadastral value per home falls into the third-cheapest twentieth.
A sense of scale
Set against the other A Coruña municipalities in this guide, it has the third highest share of dwellings that are not a main residence.
Set the national range end to end and this rural property-tax rate lands in the band just above the bottom quarter.
Compared with the rest of A Coruña in this guide, it sits highest on urban property-tax rate.
Across the country, the year of the last cadastral revision here belongs to the band just below the middle.
What homes are appraised at
The figure comes from 193 appraisals in the quarter.
The appraised average in Ferrol is 1.133,3 €/m², cheap enough that transaction costs are a large share of the total outlay.
The shape of the housing stock
In Ferrol, 31,46 % of dwellings are not a main home, enough for holiday demand to matter without dominating.
Almost the whole register is housing: 40.860 residential units out of 55.935 urban ones.
In total the census recorded 42.672 dwellings.
What the town hall charges every year
A cadastral value of 43.298 € per residential unit keeps the Ferrol bill modest whatever the rate.
Ferrol sets its urban IBI at 0,69 %, a little above what most town halls charge.
Land classed as rural is taxed at 0,6 %.
180.000 € of cadastral value at 0,69 % is 1.242 € a year, but the base is dated and a revision would change it sharply.
The cadastral value in this example is a round illustrative figure, not the cadastral value of any particular property here. Ask for the last IBI receipt: it states the real one.
How active the market is
Against 40.860 registered residential units, a healthy share of the stock changes hands each year.
Notaries in Ferrol recorded 1.379 home sales in the year, an active market.
Second quarter was the busiest quarter and First quarter the thinnest, but the spread was mild.
| Quarter | Sales |
|---|---|
| First quarter | 314 |
| Second quarter | 377 |
| Third quarter | 334 |
| Fourth quarter | 354 |
The cadastral values are dated
The tax on construction work is 3 %, so a refurbishment budget should carry it.
The Ferrol register dates from 2004; a future revision could move the yearly bill significantly even if the rate never changes.
Related guides
Sources and licences
- INE, Estadística del Padrón continuo (tabla 29005). Period: 2025. Retrieved 16 September 2026. Licence: CC BY 4.0 (INE legal notice). Attribution: "Elaboración propia con datos extraídos del sitio web del INE".
- Ministerio de Hacienda, Consulta de tipos impositivos municipales, ejercicio 2026. Period: 2026. Retrieved 16 September 2026. Licence: Hacienda legal notice: reuse for commercial and non-commercial purposes is allowed. Attribution: "Origen de los datos: Ministerio de Hacienda".
- Dirección General del Catastro, estadística URBANA 2026. Period: 2026. Retrieved 16 September 2026. Licence: Catastro portal notice: "Se autoriza la reproducción total o parcial de los contenidos del Portal, siempre que se cite expresamente su origen". Attribution: "Fuente: Dirección General del Catastro".
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- MIVAU, Valor tasado medio de vivienda libre por municipios de más de 25.000 habitantes (tabla 35103500). Period: Q1 2026. Retrieved 16 September 2026. Licence: MIVAU legal notice: reuse "para usos comerciales y no comerciales" with the source and its last-update date cited. Whether the notice covers the apps.fomento.gob.es host is UNVERIFIED.
- MIVAU, Transacciones inmobiliarias de viviendas por municipios (tabla 34010210, notary data via ANCERT). Period: 2025. Retrieved 16 September 2026. Licence: MIVAU legal notice: reuse "para usos comerciales y no comerciales" with the source and its last-update date cited. Whether the notice covers the apps.fomento.gob.es host is UNVERIFIED.
- INE, Censo de Población y Viviendas 2021, régimen de tenencia en municipios de más de 50.000 habitantes y capitales (tabla 59529). Period: 2021. Retrieved 16 September 2026. Licence: CC BY 4.0 (INE legal notice). Attribution: "Elaboración propia con datos extraídos del sitio web del INE".
- BOE, consolidated text of Real Decreto Legislativo 1/1993 (ITP y AJD). Period: Real Decreto Legislativo 1/1993, art. 31.2. Retrieved 15 September 2026. Licence: Official legal text published by the BOE.