Sorello Guides

The cost of buying a home in San Roque

An appraised average of 2.558,3 €/m² puts this above the national middle. San Roque is a town rather than a city, which in Cádiz usually means one estate agency network knows most of the stock. 39,39 % of the housing stock is not a main residence, a genuinely mixed town.

The one-off cost at signing

On a San Roque resale the Andalusia transfer tax is the single largest item after the price itself. The Andalusia rate is 7 %, around the middle of the Spanish range.

Transfer tax on a resale purchase, at three illustrative prices
Purchase priceTransfer tax
200.000 €14.000 €
350.000 €24.500 €
600.000 €42.000 €

The three prices are round illustrative figures chosen to bracket the ordinary range, not measurements of this market.

The reduced rates, stamp duty and the deed checklist for Andalusia

A sense of scale

Within Cádiz, that is the highest average cadastral value per home among the municipalities this guide covers.

Measured against the whole batch, that average cadastral value per home sits in the dearest twentieth of them all.

On urban property-tax rate it is the lowest of the Cádiz municipalities this guide covers.

Set the national range end to end and this rural property-tax rate lands in the second-cheapest twentieth.

Compared with the rest of Cádiz in this guide, it sits second highest on share of dwellings that are not a main residence.

The comparison that matters

Country-wide, that number of notarised home sales is one of the thirteenth twentieth from the bottom.

Set against the other Cádiz municipalities in this guide, it has the third highest appraised value per square metre.

Measured against the whole batch, that year of the last cadastral revision sits in the top quarter.

Of the Cádiz municipalities covered here, this one comes third lowest on share of the urban register that is housing.

Taking every municipality covered here together, the tax rate on construction work is in the top quarter.

A sense of scale

Within Cádiz, that is the fourth lowest number of appraisals behind the average among the municipalities this guide covers.

Nationally, that population falls in the lower middle of the range.

Of the Cádiz municipalities covered here, this one comes third lowest on number of urban cadastral units.

Measured against the whole batch, that count of registered residential units sits in the eighth twentieth from the bottom.

How old the cadastral values are

The last general revision in San Roque was 2010, so cadastral values sit some way below market values.

The construction tax is 4 %, the statutory maximum, which matters if you plan to renovate.

A stock split between residents and visitors

39,39 % of the San Roque stock is not a main residence, so resident and visitor demand compete for the same buildings.

Almost the whole register is housing: 19.048 residential units out of 29.691 urban ones.

Tenure is published only for the larger municipalities and the provincial capitals, which leaves San Roque out.

The yearly bill, and why it is small here

The register values the average San Roque home at 142.975 €, which is where the yearly bill comes from.

San Roque levies 0,4 % on urban property, one of the lowest IBI rates you will meet.

Rural land is charged at 0,4 %, which is nominal.

A cadastral value of 180.000 € taxed at 0,4 % gives 720 €, though the register is old enough that real values have moved.

The cadastral value in this example is a round illustrative figure, not the cadastral value of any particular property here. Ask for the last IBI receipt: it states the real one.

A busy transaction market

19.048 residential units are registered, and a large slice of them turns over annually.

1.018 home sales were notarised in San Roque over the year, well above what its population alone would predict.

Sales clustered in Fourth quarter and thinned in First quarter, the ordinary Spanish seasonal pattern.

Notarised home sales by quarter, 2025
QuarterSales
First quarter204
Second quarter273
Third quarter259
Fourth quarter282

Appraised values and what they imply

At 2.558,3 €/m², San Roque appraisals sit above the national middle.

The figure comes from 185 appraisals in the quarter.

Related guides

Sources and licences