Sorello Guides

The cost of buying a home in Camargo

The appraised average of 2.063,5 €/m² is close to the ordinary Spanish level. Camargo is a town rather than a city, which in Cantabria usually means one estate agency network knows most of the stock. Almost nothing here is a second home: 16,36 % of dwellings are not somebody's main residence.

The bill that lands on the day of the deed

The Cantabria transfer tax applies to resale purchases in Camargo; a new build is charged VAT and stamp duty instead. Cantabria applies 9 %, among the highest transfer-tax rates in Spain.

Transfer tax on a resale purchase, at three illustrative prices
Purchase priceTransfer tax
200.000 €18.000 €
350.000 €31.500 €
600.000 €54.000 €

The three prices are round illustrative figures chosen to bracket the ordinary range, not measurements of this market.

The reduced rates, stamp duty and the deed checklist for Cantabria

How it ranks

Among the Cantabria towns and cities covered here, it records the third lowest urban property-tax rate.

On a national view, its year of the last cadastral revision falls into the band just above the bottom quarter.

Set against the other Cantabria municipalities in this guide, it has the lowest number of notarised home sales.

Against every municipality in this guide, its share of dwellings that are not a main residence lands in the band just above the bottom quarter.

Among the Cantabria towns and cities covered here, it records the lowest number of appraisals behind the average.

How it compares

Set the national range end to end and this average cadastral value per home lands in the thirteenth twentieth from the bottom.

Within Cantabria, that is the second lowest average cadastral value per home among the municipalities this guide covers.

Set the national range end to end and this total dwelling stock lands in the third-cheapest twentieth.

Set against the other Cantabria municipalities in this guide, it has the second lowest count of registered residential units.

Country-wide, that number of urban cadastral units is one of the fourth-cheapest twentieth.

How it ranks

Of the Cantabria municipalities covered here, this one comes highest on tax rate on construction work.

Against every municipality in this guide, its rural property-tax rate lands in the thirteenth twentieth from the bottom.

Take Cantabria alone: among the municipalities here, its share of the urban register that is housing is the highest.

Against every municipality in this guide, its population lands in the bottom quarter.

How many homes change hands

Set against 13.658 residential units on the register, turnover is slow.

258 home sales went through the notaries in Camargo in the year — a quiet market.

Sales clustered in Second quarter and thinned in Third quarter, the ordinary Spanish seasonal pattern.

Notarised home sales by quarter, 2025
QuarterSales
First quarter69
Second quarter73
Third quarter49
Fourth quarter67

What the market looks like

The average appraisal in Camargo is 2.063,5 €/m², an ordinary Spanish level.

It rests on 94 appraisals, a thin base that a few unusual properties can move.

A stock of homes people actually live in

Tenure is published only for the larger municipalities and the provincial capitals, which leaves Camargo out.

Only 16,36 % of Camargo dwellings are not somebody's main home, so the market is driven by people who live here.

13.768 dwellings were counted at the census.

A cadastral register left untouched for decades

The construction tax is 4 %, the statutory maximum, which matters if you plan to renovate.

Camargo last revalued its cadastre in 2000, so today's rate is charged on a base from another era — the revision risk is real.

The annual cost of holding the property

Cadastral values in Camargo average 67.019 € per dwelling, an ordinary base.

Camargo charges 0,52 % on urban property, modestly below the common level.

The rural rate of 0,78 % is unusually close to the urban one.

The arithmetic is 180.000 € at 0,52 %, or 936 € a year — on a register so old that the rate tells you little about the eventual bill.

The cadastral value in this example is a round illustrative figure, not the cadastral value of any particular property here. Ask for the last IBI receipt: it states the real one.

Related guides

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