What buying in Lucena actually costs
Homes here are appraised at 1.096,9 €/m², at the bottom of the national range. Lucena sits in the size class where Córdoba property still trades on local knowledge more than on portals. Second homes are a minority presence, at 25,26 % of the dwelling stock.
The one-off cost at signing
The Andalusia rate is 7 %, around the middle of the Spanish range. In Lucena the transfer tax is often larger than every other closing cost put together, because the tax scales with the price and the fees largely do not.
| Purchase price | Transfer tax |
|---|---|
| 200.000 € | 14.000 € |
| 350.000 € | 24.500 € |
| 600.000 € | 42.000 € |
The three prices are round illustrative figures chosen to bracket the ordinary range, not measurements of this market.
The reduced rates, stamp duty and the deed checklist for Andalusia
Where it sits against the rest
Of the Córdoba municipalities covered here, this one comes lowest on tax rate on construction work.
On a national view, its rural property-tax rate falls into the dearest twentieth of them all.
Of the Córdoba municipalities covered here, this one comes lowest on share of the urban register that is housing.
Measured against the whole batch, that appraised value per square metre sits in the third-cheapest twentieth.
Within Córdoba, that is the highest year of the last cadastral revision among the municipalities this guide covers.
Where this one stands
Country-wide, that number of notarised home sales is one of the upper middle of the range.
Among the Córdoba towns and cities covered here, it records the second lowest urban property-tax rate.
Country-wide, that average cadastral value per home is one of the lower middle of the range.
On average cadastral value per home it is the second lowest of the Córdoba municipalities this guide covers.
Country-wide, that number of appraisals behind the average is one of the lower middle of the range.
Where it sits against the rest
Judged only against Córdoba, the number of urban cadastral units here is the second lowest in the guide.
Across the country, the population here belongs to the exact middle of the range.
Take Córdoba alone: among the municipalities here, its share of dwellings that are not a main residence is the highest.
Country-wide, that total dwelling stock is one of the band just below the middle.
What the town hall charges every year
Rural property is charged 1,15 %, which is steep for land.
Lucena sets its urban IBI at 0,738 %, a little above what most town halls charge.
The typical Lucena home is on the register at 51.783 €, below the national middle.
The arithmetic is 180.000 € at 0,738 %, or 1.328 € a year — on a register so old that the rate tells you little about the eventual bill.
The cadastral value in this example is a round illustrative figure, not the cadastral value of any particular property here. Ask for the last IBI receipt: it states the real one.
A cadastral register left untouched for decades
The tax on construction work is 2,9 %, so a refurbishment budget should carry it.
Lucena last revalued its cadastre in 2000, so today's rate is charged on a base from another era — the revision risk is real.
What the housing stock is like
20.262 of 37.614 urban units are residential, a housing-led register.
25,26 % of dwellings in Lucena are not a main residence — a normal proportion for an inland town.
No rented share is available for Lucena: the census stops short of municipalities this size.
How active the market is
Against 20.262 registered residential units, a healthy share of the stock changes hands each year.
Notaries in Lucena recorded 904 home sales in the year, an active market.
The quarters are very uneven — Second quarter against Third quarter — which in a market this size usually means a development completing.
| Quarter | Sales |
|---|---|
| First quarter | 209 |
| Second quarter | 378 |
| Third quarter | 155 |
| Fourth quarter | 162 |
What the market looks like at the cheap end
It rests on 125 appraisals, a thin base that a few unusual properties can move.
Appraisers value free-market housing in Lucena at 1.096,9 €/m², which puts a whole flat within reach of a modest deposit.
Related guides
Sources and licences
- INE, Estadística del Padrón continuo (tabla 29005). Period: 2025. Retrieved 16 September 2026. Licence: CC BY 4.0 (INE legal notice). Attribution: "Elaboración propia con datos extraídos del sitio web del INE".
- Ministerio de Hacienda, Consulta de tipos impositivos municipales, ejercicio 2026. Period: 2026. Retrieved 16 September 2026. Licence: Hacienda legal notice: reuse for commercial and non-commercial purposes is allowed. Attribution: "Origen de los datos: Ministerio de Hacienda".
- Dirección General del Catastro, estadística URBANA 2026. Period: 2026. Retrieved 16 September 2026. Licence: Catastro portal notice: "Se autoriza la reproducción total o parcial de los contenidos del Portal, siempre que se cite expresamente su origen". Attribution: "Fuente: Dirección General del Catastro".
- INE, Censo de Población y Viviendas 2021, viviendas por tipo (tabla 59525). Period: 2021. Retrieved 16 September 2026. Licence: CC BY 4.0 (INE legal notice). Attribution: "Elaboración propia con datos extraídos del sitio web del INE".
- Ministerio de Hacienda, Tributación Autonómica. Medidas 2026, capítulo IV, printed page 350. Period: 29 April 2026. Retrieved 16 September 2026. Licence: Hacienda legal notice: reuse for commercial and non-commercial purposes is allowed. Attribution: "Origen de los datos: Ministerio de Hacienda".
- MIVAU, Valor tasado medio de vivienda libre por municipios de más de 25.000 habitantes (tabla 35103500). Period: Q1 2026. Retrieved 16 September 2026. Licence: MIVAU legal notice: reuse "para usos comerciales y no comerciales" with the source and its last-update date cited. Whether the notice covers the apps.fomento.gob.es host is UNVERIFIED.
- MIVAU, Transacciones inmobiliarias de viviendas por municipios (tabla 34010210, notary data via ANCERT). Period: 2025. Retrieved 16 September 2026. Licence: MIVAU legal notice: reuse "para usos comerciales y no comerciales" with the source and its last-update date cited. Whether the notice covers the apps.fomento.gob.es host is UNVERIFIED.
- BOE, consolidated text of Real Decreto Legislativo 1/1993 (ITP y AJD). Period: Real Decreto Legislativo 1/1993, art. 31.2. Retrieved 15 September 2026. Licence: Official legal text published by the BOE.