The cost of buying a home in Puente Genil
Second homes are a minority presence, at 25,1 % of the dwelling stock. Homes here are appraised at 987,1 €/m², at the bottom of the national range. Puente Genil is a town rather than a city, which in Córdoba usually means one estate agency network knows most of the stock.
The one-off cost at signing
In Puente Genil the transfer tax is often larger than every other closing cost put together, because the tax scales with the price and the fees largely do not. The Andalusia rate is 7 %, around the middle of the Spanish range.
| Purchase price | Transfer tax |
|---|---|
| 200.000 € | 14.000 € |
| 350.000 € | 24.500 € |
| 600.000 € | 42.000 € |
The three prices are round illustrative figures chosen to bracket the ordinary range, not measurements of this market.
The reduced rates, stamp duty and the deed checklist for Andalusia
In context
Ranked against its neighbours in Córdoba, it holds the second lowest tax rate on construction work of the group.
Across the country, the year of the last cadastral revision here belongs to the third-cheapest twentieth.
Line the Córdoba municipalities in this guide up by appraised value per square metre and this one is the lowest.
Set the national range end to end and this rural property-tax rate lands in the second-dearest twentieth.
Among the Córdoba towns and cities covered here, it records the lowest average cadastral value per home.
Put beside its neighbours
Set the national range end to end and this average cadastral value per home lands in the second-cheapest twentieth.
Take Córdoba alone: among the municipalities here, its urban property-tax rate is the highest.
Against every municipality in this guide, its number of appraisals behind the average lands in the third-cheapest twentieth.
Judged only against Córdoba, the total dwelling stock here is the lowest in the guide.
Taking every municipality covered here together, the count of registered residential units is in the bottom quarter.
In context
Line the Córdoba municipalities in this guide up by number of notarised home sales and this one is the lowest.
Put beside the rest of the country, its number of urban cadastral units belongs to the band just above the bottom quarter.
Ranked against its neighbours in Córdoba, it holds the highest share of the urban register that is housing of the group.
Country-wide, that population is one of the fourth-cheapest twentieth.
The pace of sales
Puente Genil saw 453 notarised home sales over the year, a steady rate for its population.
Fourth quarter was the busiest quarter and First quarter the thinnest, but the spread was mild.
Against 14.653 registered residential units, a healthy share of the stock changes hands each year.
| Quarter | Sales |
|---|---|
| First quarter | 102 |
| Second quarter | 111 |
| Third quarter | 110 |
| Fourth quarter | 130 |
What the market looks like at the cheap end
Appraisers value free-market housing in Puente Genil at 987,1 €/m², which puts a whole flat within reach of a modest deposit.
It rests on 95 appraisals, a thin base that a few unusual properties can move.
What the housing stock is like
14.955 dwellings were counted at the census.
25,1 % of dwellings in Puente Genil are not a main residence — a normal proportion for an inland town.
Tenure is published only for the larger municipalities and the provincial capitals, which leaves Puente Genil out.
The yearly bill, which is not small here
A cadastral value of 38.529 € per residential unit keeps the Puente Genil bill modest whatever the rate.
Rural property is charged 0,989 %, which is steep for land.
The 0,800 % urban IBI rate in Puente Genil is high by Spanish standards.
The arithmetic is 180.000 € at 0,800 %, or 1.440 € a year — on a register so old that the rate tells you little about the eventual bill.
The cadastral value in this example is a round illustrative figure, not the cadastral value of any particular property here. Ask for the last IBI receipt: it states the real one.
A cadastral register left untouched for decades
The tax on construction work is 3 %, so a refurbishment budget should carry it.
Puente Genil last revalued its cadastre in 1996, so today's rate is charged on a base from another era — the revision risk is real.
Related guides
Sources and licences
- INE, Estadística del Padrón continuo (tabla 29005). Period: 2025. Retrieved 16 September 2026. Licence: CC BY 4.0 (INE legal notice). Attribution: "Elaboración propia con datos extraídos del sitio web del INE".
- Ministerio de Hacienda, Consulta de tipos impositivos municipales, ejercicio 2026. Period: 2026. Retrieved 16 September 2026. Licence: Hacienda legal notice: reuse for commercial and non-commercial purposes is allowed. Attribution: "Origen de los datos: Ministerio de Hacienda".
- Dirección General del Catastro, estadística URBANA 2026. Period: 2026. Retrieved 16 September 2026. Licence: Catastro portal notice: "Se autoriza la reproducción total o parcial de los contenidos del Portal, siempre que se cite expresamente su origen". Attribution: "Fuente: Dirección General del Catastro".
- INE, Censo de Población y Viviendas 2021, viviendas por tipo (tabla 59525). Period: 2021. Retrieved 16 September 2026. Licence: CC BY 4.0 (INE legal notice). Attribution: "Elaboración propia con datos extraídos del sitio web del INE".
- Ministerio de Hacienda, Tributación Autonómica. Medidas 2026, capítulo IV, printed page 350. Period: 29 April 2026. Retrieved 16 September 2026. Licence: Hacienda legal notice: reuse for commercial and non-commercial purposes is allowed. Attribution: "Origen de los datos: Ministerio de Hacienda".
- MIVAU, Valor tasado medio de vivienda libre por municipios de más de 25.000 habitantes (tabla 35103500). Period: Q1 2026. Retrieved 16 September 2026. Licence: MIVAU legal notice: reuse "para usos comerciales y no comerciales" with the source and its last-update date cited. Whether the notice covers the apps.fomento.gob.es host is UNVERIFIED.
- MIVAU, Transacciones inmobiliarias de viviendas por municipios (tabla 34010210, notary data via ANCERT). Period: 2025. Retrieved 16 September 2026. Licence: MIVAU legal notice: reuse "para usos comerciales y no comerciales" with the source and its last-update date cited. Whether the notice covers the apps.fomento.gob.es host is UNVERIFIED.
- BOE, consolidated text of Real Decreto Legislativo 1/1993 (ITP y AJD). Period: Real Decreto Legislativo 1/1993, art. 31.2. Retrieved 15 September 2026. Licence: Official legal text published by the BOE.