Gandia: purchase costs and the yearly bill
At 44,41 % not a main residence, the holiday half of the stock is the larger half. At 1.646,5 €/m² the appraised average sits below the national middle. Gandia is one of the larger municipalities of Valencia, with a housing stock too varied to describe by a single average.
The bill that lands on the day of the deed
Valencian Community applies 9 %, among the highest transfer-tax rates in Spain. Buying an existing home in Gandia means paying the Valencian Community transfer tax on top of the price, not out of it.
| Purchase price | Transfer tax |
|---|---|
| 200.000 € | 18.000 € |
| 350.000 € | 31.500 € |
| 600.000 € | 54.000 € |
The three prices are round illustrative figures chosen to bracket the ordinary range, not measurements of this market.
The reduced rates, stamp duty and the deed checklist for Valencian Community
Against the rest of the province
Ranked against its neighbours in Valencia, it holds the second highest count of registered residential units of the group.
Measured against the whole batch, that total dwelling stock sits in the seventeenth twentieth from the bottom.
Take Valencia alone: among the municipalities here, its number of notarised home sales is the second highest.
Against every municipality in this guide, its number of urban cadastral units lands in the seventeenth twentieth from the bottom.
Take Valencia alone: among the municipalities here, its urban property-tax rate is the second highest.
In context
Over the whole guide, the share of dwellings that are not a main residence recorded here falls within the second-dearest twentieth.
Of the Valencia municipalities covered here, this one comes third highest on population.
Against every municipality in this guide, its tax rate on construction work lands in the bottom quarter.
Judged only against Valencia, the year of the last cadastral revision here is the fourth lowest in the guide.
Taking every municipality covered here together, the number of appraisals behind the average is in the top quarter.
Against the rest of the province
Within Valencia, that is the fifth lowest average cadastral value per home among the municipalities this guide covers.
Country-wide, that average cadastral value per home is one of the fourth-cheapest twentieth.
Within Valencia, that is the tenth lowest appraised value per square metre among the municipalities this guide covers.
Nationally, that share of the urban register that is housing falls in the eighth twentieth from the bottom.
How active the market is
Notaries in Gandia recorded 1.819 home sales in the year, an active market.
Second quarter was the busiest quarter and Third quarter the thinnest, but the spread was mild.
Against 54.242 registered residential units, a healthy share of the stock changes hands each year.
| Quarter | Sales |
|---|---|
| First quarter | 463 |
| Second quarter | 506 |
| Third quarter | 425 |
| Fourth quarter | 425 |
The market in appraisal terms
Gandia housing is appraised at 1.646,5 €/m² on average.
The figure comes from 279 appraisals in the quarter.
A stock built largely for holidays
With 44,41 % of dwellings not a main home, Gandia is more holiday market than housing market.
The whole stock came to 54.541 dwellings at the census.
Renting accounts for 16,36 % of main homes in Gandia, close to the Spanish norm.
A cadastral register left untouched for decades
Gandia last revalued its cadastre in 1997, so today's rate is charged on a base from another era — the revision risk is real.
The tax on construction work is 3,25 %, so a refurbishment budget should carry it.
Owning it: the annual charge
Rural land carries 0,684 %, close to the urban rate.
A cadastral value of 44.501 € per residential unit keeps the Gandia bill modest whatever the rate.
Gandia applies 0,94 % to urban property, close to the statutory ceiling.
The arithmetic is 180.000 € at 0,94 %, or 1.692 € a year — on a register so old that the rate tells you little about the eventual bill.
The cadastral value in this example is a round illustrative figure, not the cadastral value of any particular property here. Ask for the last IBI receipt: it states the real one.
Related guides
Sources and licences
- INE, Estadística del Padrón continuo (tabla 29005). Period: 2025. Retrieved 16 September 2026. Licence: CC BY 4.0 (INE legal notice). Attribution: "Elaboración propia con datos extraídos del sitio web del INE".
- Ministerio de Hacienda, Consulta de tipos impositivos municipales, ejercicio 2026. Period: 2026. Retrieved 16 September 2026. Licence: Hacienda legal notice: reuse for commercial and non-commercial purposes is allowed. Attribution: "Origen de los datos: Ministerio de Hacienda".
- Dirección General del Catastro, estadística URBANA 2026. Period: 2026. Retrieved 16 September 2026. Licence: Catastro portal notice: "Se autoriza la reproducción total o parcial de los contenidos del Portal, siempre que se cite expresamente su origen". Attribution: "Fuente: Dirección General del Catastro".
- INE, Censo de Población y Viviendas 2021, viviendas por tipo (tabla 59525). Period: 2021. Retrieved 16 September 2026. Licence: CC BY 4.0 (INE legal notice). Attribution: "Elaboración propia con datos extraídos del sitio web del INE".
- BOE, consolidated text of Ley 13/1997 de la Generalitat Valenciana (BOE-A-1998-8202). Period: 1 June 2026. Retrieved 16 September 2026. Licence: Official legal text published by the BOE.
- MIVAU, Valor tasado medio de vivienda libre por municipios de más de 25.000 habitantes (tabla 35103500). Period: Q1 2026. Retrieved 16 September 2026. Licence: MIVAU legal notice: reuse "para usos comerciales y no comerciales" with the source and its last-update date cited. Whether the notice covers the apps.fomento.gob.es host is UNVERIFIED.
- MIVAU, Transacciones inmobiliarias de viviendas por municipios (tabla 34010210, notary data via ANCERT). Period: 2025. Retrieved 16 September 2026. Licence: MIVAU legal notice: reuse "para usos comerciales y no comerciales" with the source and its last-update date cited. Whether the notice covers the apps.fomento.gob.es host is UNVERIFIED.
- INE, Censo de Población y Viviendas 2021, régimen de tenencia en municipios de más de 50.000 habitantes y capitales (tabla 59529). Period: 2021. Retrieved 16 September 2026. Licence: CC BY 4.0 (INE legal notice). Attribution: "Elaboración propia con datos extraídos del sitio web del INE".
- BOE, consolidated text of Real Decreto Legislativo 1/1993 (ITP y AJD). Period: Real Decreto Legislativo 1/1993, art. 31.2. Retrieved 15 September 2026. Licence: Official legal text published by the BOE.